Credit card safety/usage in India

How safe is it to use credit cards here in India?
The answer is in your hands .. I mean it .. if your card is in your hand, its safe. Else its not. Simple as that.

I have seen very very few shops here that checks for authorized signature on a credit card. According to the procedure, once a transaction is completed and the customer signs on the charge slip, the staff is supposed to verify the signature on the charge slip with the signature on the card. But nowhere does it happen. You can just take in a card, swipe it, just sign and come out happily.

The process needs to really change. In Australia (and most probably in most other places), after the transaction, the customer himself keeps the card with the signature side up for the staff to verify the signature. It has become a procedure there.

We need to be as careful as possible with credit cards. If you lose the card, block it immediately. To do this, always carry the contact details of the credit card company.

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